Bow Tie Blog
Legal Insights & Expert Analysis
Stay informed with the latest legal developments, practical advice, and expert insights from The Bow Tie Attorney. Navigate complex legal matters with confidence.
- November 10, 2025
HOA/Condo Association Liens in Chicago: Priority, Payoffs, and Pitfalls
Condo and HOA liens have their own rules in Chicago. This guide explains priority, payoff letters, §22.1 disclosures, and the traps that delay closings or complicate foreclosures.
- November 3, 2025
Surplus Funds After a Judicial Sale in Cook County: How to Claim What’s Yours
If your Cook County property sold at a judicial sale for more than what was owed, the leftover money is called “surplus funds.” This guide shows who can claim them, how priority works, and the exact steps to collect safely.
- October 27, 2025
Zombie Second Mortgages in Illinois (2025): Cook County Playbook
A clear, Chicago-focused guide to “zombie” second mortgages—old junior liens that suddenly reappear. Learn how to verify the debt, read Cook County timelines, spot defenses (including time-barred claims), and map next steps before deadlines shrink your options.
- October 8, 2025
Private Money Lending
Legal precision + broker network. We structure, document, and close private/hard money loans in Illinois—fast, compliant, and with clean title. Term sheets, full docs, draw schedules, and lien priority handled end-to-end.
- October 6, 2025
Illinois Foreclosure Timeline (2025): A Cook County Homeowner’s Guide
A practical, source-backed guide to the Illinois foreclosure timeline with a Cook County focus. Learn the court sequence, critical response deadlines, how mediation interacts with litigation, what the redemption period really means, and which defense tools preserve leverage. Clear next steps to protect your home—and your equity—before judgment or sale.